According to a new study commissioned by the American Institute of Certified Public Accountants, Americans between the ages of 25-34 who maintain a simple savings account with a bank is declining, from 61 percent in 1985 to 47 percent in 2004. Their median net worth has also fallen, from $6,788 in 1985 to $3,746. Why the scary statistics? To point out that as a Continental OnePass member, you can do your bit to buck this trend by giving yourself or someone you know a gift of a ShareBuilder account. You’ll receive a $25 ShareBuilder account bonus after your first stock purchase made by Jan. 15. Plus, you will earn 2,000 bonus miles after opening a new account and purchasing your first security. And OnePass members who subscribe to either the Standard or Advantage investing program each month will earn 175 additional miles for each month you are subscribed.