If you have frequent flyer miles in Massachusetts, it could soon effect your auto insurance rate. An article in the Boston Herald states that consumer groups are warning that a proposed new auto-insurance system could lead to insurers using information about people’s frequent flyer miles, student loans, newspaper subscriptions and other factors to set future rates for motorists. It’s one way that insurance companies can get around restrictions set by the legislature such as the ban of a person’s martial status, income, education, home-ownership, occupation and other socioeconomic factors when setting insurance rates. Why frequent flyer miles? Because the thought is that if someone has frequent flyer miles, they can afford to travel.