You Want to Apply for Credit Cards, the Miles are Great, But What About Your Credit Score?

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  1. BoardingArea

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    One of the most-asked questions about credit cards is how does it affect your credit score, and of course the implied followup, do you care? And it’s been awhile since I wrote a post on understanding your credit score. I’ve signed up for scores of cards over many years and I still have an excellent credit score, it was nearly 800 FICO on the three major credit bureaus when I went to get my mortgage. In part because of signing up for more cards, rather than in spite of it. I first discovered rewards credit cards in 1997. I signed up for a US Airways card, enticed by the bonus. I decided I didn’t want to pay an annual fee for a credit card back then. My income – and thus my spending – wasn’t… Continue reading You Want to Apply for Credit Cards, the Miles are Great, But What About Your Credit Score?...

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