Just wondering what your opinions are on the cash + points option. Seemed great to me at first, but now I'm wondering what the catch is. Looking for two nights at a hotel that goes for $220, I could pay 15,000 points or 5,000 + $60. I selected the latter, but now I'm second guessing myself, as I know normally I could not get such a great return on PC points, and maybe using only points would be better here. What do you think? Do you use the cash + points option?