I'm planning on applying for a couple of credit cards this week — the Sapphire Preferred and the US Airways 40K. I figured I'd use the affiliate links of one of the bloggers who I read regularly (Rick, Brian, Gary, and Ben). I was thinking of going with Rick because he seems to be the most down-to-earth. Is there any practical reason to chose one over another? Alternatively, does anyone owe any of these guys a favor that I could help pay back? Or should I do as someone in another thread suggested and go directly to the bank without using an affiliate link, thus discouraging more "clogging"?