This popped up in my head because I was thinking of doing small business Saturday with my two amex cards but one of them I'm supposed to be canceling in a month to avoid the annual fee (and SBE says it posts within 90 days). I applied for the amex in January 2013 and was going to cancel it next month. Basically in the 11th month. This is for the City AAdvantage card. Just wonder if I can get. Better idea of you that annual fee will get charged. I'll certainly call them and see if they'll waive the fee. Does anyone ever have luck with that?