I am a new customer to the Ink Bold. I believe I have seen people post on here how in the terms and conditions it says the card is for business purchases only, but it seems that people use it for personal purchases anyways. Would using it for a scuba diving trip flag anything? I would rather get UR points than United points since UR has more options (and to help my minimum spend). But not if it is going to get me in trouble. Anyone have any experience with this?