What should I do with my useless Amex HHonors Surpass?

Discussion in 'Other Credit Card Programs' started by DaineseMan, Mar 12, 2013.  |  Print Topic

  1. DaineseMan

    DaineseMan New Member

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    I just got approved for an HHonors Surpass Amex as part of a 3BM (the other two were the 75k bonus Amex Gold and the SPG Business Card).

    However, I've decided that apart from the 40k potential bonus, the card is useless to me. I've already been awarded Diamond Status from a status match and I would rather have the Citi HHonors Reserve card because most of my spending is abroad and the Citi card doesn't carry foreign transaction fees.

    The question is what should I do with the useless card that carries a $75 annual fee? Is it worth keeping it for the signup bonus and then using it as leverage for any future Amex cards I apply for? Or should I just cancel it?
     
  2. edekba

    edekba Gold Member

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    Change it to the NAF HHonors Amex ?
     
    HaveMilesWillTravel likes this.
  3. LIH Prem
    Original Member

    LIH Prem Gold Member

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    keep until the annual fee is charged, then call to cancel it.

    If you switch it to the no fee Hilton Amex you will miss the opportunity to get another signup bonus for that card.

    -David
     

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