Just out of curiosity, what is everyone's primary credit card? The one you use for the everyday purchases that don't have special promos (I.e. 1st qtr = gas) or you're not trying to hit a minimum spend on a new card. My primary card is Barclay's Carnival Fun Points.... However not sure for how much longer, as they are once again changing the point value! Was thinking about switching to the Chase Saphrie card as a primary but not sure it's worth the annual fee considering my yearly credit card spend is $30k.