I just called in to Citi today to report two fraudulent charges on my new Citi TY Premier card. I haven't even gotten the first statement yet, and there was ~$100 charged somewhere in Long Island over Thanksgiving weekend. Never mind that I've never been to Long Island, haven't been to New York in over six months, and have charges from my trip to California before, on, and after the same dates as those NY charges. Anyway, I've never had to deal with CC fraud before. I did what I could by notifying Citi. But I plan on applying for one or two more cards in a couple of weeks (SPG Amex or Amex Gold). Does anyone know how a fraud report will affect my short-term credit score?