Received a targeted offer from Wells Fargo to apply for their reward card. Wells Fargo currently has my mortgage, but that's it. As I am trying to rebuild my credit after some mistakes as a young adult, I decided to give it a whirl. Went to a pending status. Called the number. Operator didn't need any other information, but told me that my card was approved for a $3,000 credit limit. While not the best card for rewards, it is good for me, and I will keep this card open to get my average age of accounts up. No Annual Fee. 0% Interest for 12 months (best offer I have ever had). Enjoy 5X rewards points on gas, groceries, and drugstore net purchases1 for 6 months. Get 1% cash back on all other net purchases.