Wait to Churn Again?

Discussion in 'General Discussion | Credit Cards' started by nonstopski, Nov 1, 2014.  |  Print Topic

  1. nonstopski

    nonstopski Silver Member

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    May 2014:
    Chase Ink Bold
    Wells Fargo Propel World

    Applied September 12/September 21:
    Chase United 50k targeted offer

    Conventional wisdom would be to wait till December I guess. What do you all think?

    I have zero Amex cards (6 chase!) for reference.
     
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  2. Mrlasssen

    Mrlasssen Silver Member

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    What cards were approved?
     
  3. satman40

    satman40 Gold Member

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    I would be looking at the reason I wanted the cards.

    Only apply for cards that gives you points for thing you can use.

    How many of us have weight machines that collect dust, and are used to hang clothes on.
     
  4. gconnery

    gconnery Silver Member

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    If there's a particular offer you are interested in that might be limited time, apply for it. I don't think the rate at which you're applying above should scare anybody. I applied for 7 cards my last go-round, and was approved for 6 of them. That said, listen to both of the guys above.
     
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  5. nonstopski

    nonstopski Silver Member

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    I was approved for all cards. I guess I was wondering if it would be OK to apply to 2 cards. I want to get the Plus or Southwest. Both Chase. However, now that the plus offer is low, I may wait.
     
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  6. satman40

    satman40 Gold Member

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    I picked up the Arrival plus a few months ago, and my wife applied last night, instant approval.

    Never seen one come back that fast.

    $440.00 cash return is good when most of the travel is expensed out.

    WN cards are good, but you do need to keep track of all 4 of them.

    In our case it is 8 cards. The CP is a nice perk even at $11.00 a trip.
     
  7. nonstopski

    nonstopski Silver Member

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    Ah I meant the Chase Ink Plus...
     
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  8. hoglard1

    hoglard1 Active Member

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    Need to get the CSP again for the UR bonus. I'm trying to figure out the 24 month rule--is it from date of approval of old card? or date the bonus actually posted on old card? Thx.
     
  9. nonstopski

    nonstopski Silver Member

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    I think someone just wrote about the 24 month rule... might have been Million Mile Secrets or TPG.

    I have the Chase Ink Bold, and want to get the Chase Ink Plus, even at its current bonus level. But I already have 6 Chase cards. I figure they might look at me funny if I apply for a Chase Ink Plus after just getting the bold like 7 months ago.
     

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