When traveling overseas, I typically bring my 2 prepaid AMEX and bluebird card solely to withdraw foreign currency with no transaction or bank-charged ATM fees. However, I have had issues, specifically in China, with AMEX card acceptance. My Wells Fargo Visa worked fine in these cases, however WF charges a fee, and I hate bringing or using my bank debit card. So, is there a Visa (or MC) equivalent prepaid that allows for 1) ATM withdrawals with no fee (internationally), and 2) no currency conversion or int'l x-action fee? I think I remember reading that the new PIN laws on Visa/MC cards exclude foreign ATMs, so that wouldn't help here.