Visa Black Card

Discussion in 'Other Credit Card Programs' started by spookysco, Jan 1, 2012.  |  Print Topic

  1. spookysco

    spookysco Silver Member

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  2. gleff
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    gleff Co-founder

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    Not very rewarding though.
     
  3. moa999
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    moa999 Gold Member

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    Issued by Barclays Delaware.
    So looks like a US card despite the English voiceover on the add

    The ad is well... interesting.... pointless

    And no chip, or tap'n'go features... fail
     
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  4. gleff
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    gleff Co-founder

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    $495 for a 1% cash back card with Priority Pass. But it SAYS it's a black card :D
     
  5. HaveMilesWillTravel
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    HaveMilesWillTravel Gold Member

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    So am I :D
     
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  6. Scottrick
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    Scottrick Gold Member

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    Only 18% by mass. Oxygen takes the top spot at 65%.

    Just imagine, you'd make a great bomb if the atoms were just arranged a little differently. :eek:
     
  7. TAHKUCT
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    TAHKUCT Gold Member

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    It is nothing special for a very special price of $495 per year.
     
  8. Lufthansa Flyer
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    Lufthansa Flyer Gold Member

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    would hate if the card broke in my pocket.....anyone ever have carbon fibre splinters? not pretty.
     
  9. HaveMilesWillTravel
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    Are you saying I am an air head? :eek:
     
  10. Lufthansa Flyer
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  11. Lufthansa Flyer
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    athough *A Boron would probably be more fitting considering who we're talking about here....:oops:
     
  12. PhlyingRPh
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    PhlyingRPh Silver Member

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    It's a Barclaycard, of course it's rubbish.

    Incidentally, I've had a Barclaycard (no-fee, non essential element variety) with a £50 credit on it since the mid-1980's. Initially, I just never got round to using the card, as it sat around in my desk drawer in London while I sat around in the US. But then, after about six years, I became curious and wondered how long it would take Barclaycard to either eat up the £50 or issue me a cheque. It's turned into a 25 year stare out - I haven't used the card, and they keep sending new one's every four years.
     
  13. mikeef
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    mikeef Silver Member

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    I've got a magic marker. I'll get you a black card and give you a 50% discount. :)

    Mike
     
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  14. TravelMusing

    TravelMusing Gold Member

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    Wow... just the administrative fees alone would have cost Barclays lots in the past 25 years. :eek: Some businesses are weird like that!
     
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  15. misterbwong

    misterbwong Silver Member

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    Doesn't sound like PhlyingRPh's account requires much maintenance so the marginal costs associated with keeping his/her card updated likely isn't much. The interest on the credit (over 25 years!) might be helping that as well.
     
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  16. PhlyingRPh
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    PhlyingRPh Silver Member

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    Assuming Barclaycard is able to earn 10% interest per annum on my £50, they should have made somewhere in the vicinity of £200 profit over 25 years.
     
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  17. boondr

    boondr Gold Member

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    Re-hashing this thread because I got a targeted offer for it.

    This is by far the worst credit card "offer" I've ever seen or heard of. $495 fee, 1pt/$ and NO sign-up bonus. (Lounge access, whoopdee, if you want that you can get better deals elsewhere) At least the Discover Card offers I get twice a week in the mail have 0% interest offers attached.

    Can anyone name a redeeming value for this card? Is it just for suckers that want to be cool with a "Black Card"?
     
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  18. marcwint55

    marcwint55 Gold Member

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    be careful or you may end up on the no fly list
     
  19. marcwint55

    marcwint55 Gold Member

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    the card is a complete piece of sh_t
     
  20. marcwint55

    marcwint55 Gold Member

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    I had two UK barclaycards for several years and about two years ago they sent me a letter that since I don't have a UK address, they would be canceling the cards.

    No big deal, except that they are usable in Cuba and US issued cards are not.
     
  21. julielou2
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    julielou2 Silver Member

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    Isn't it cool to be able to say, "I've got a Black Card!"? Wouldn't it be cooler to be able to say, "I pay $495 a year to have this card!"?
     
  22. Steven Schwartz
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    Steven Schwartz Gold Member

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    The newest ads (and the website too) seem to say that when you redeem for airfare, you get double value - 2 cents per dollar. Using AMEX to buy a ticket (not to transfer to airline partners) you would get 1 cent so a $500 ticket would cost 50,000 points. The ad states that those 50,000 could get you a $1,000 ticket.

    Does that mean that a $300 ticket would only cost 15,000 points? If so there could be some value here - no? Especially for those seeking elite status, these would be cash, not award, tickets. Obviously there is a dearth of details but curious if anyone has thought about this.
     
  23. Steven Schwartz
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    Steven Schwartz Gold Member

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    Just found an answer to my own question so this seems like a definite upside:

    Cardmembers can redeem points for 1% value on cash back, gift cards and merchandise. Cash back is provided in the form of an account credit. Cardmembers will receive 2% value when purchasing airline tickets through our Exclusive Rewards Program, and there is no minimum point requirement. For example, 15,000 points can be redeemed for a 1% statement credit toward a purchase of $150 or more; and when redeeming points for airline ticket purchases through our Exclusive Rewards Program, your points will double in value and 15,000 points can be used to purchase an airline ticket for $300
     
  24. gleff
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    gleff Co-founder

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    But why do that? It's effectively the same rebate as Capital One Venture (except they offer 2 points per dollar on the earning side, instead of 2 cents per point on the redemption side). That's not as good as Barclay Arrival World MasterCard (2.2%) and you can of course get real cash with the 2% back Fidelity Investment Rewards American Express.
     
  25. Steven Schwartz
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    Got it. Thanks.
     

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