Earlier this year, US Bank announced some changes to the earning structure of the Cash+ card that were to go into effect on JUL 1. Of greatest effect were: The $25 bonus on $100 redemptions would be limited to one per calendar year. The earnings on the 5% categories would be capped at $2000 of spend per quarter. At the time, there was anecdotal evidence that existing cardholders would be "grandfathered" to one extent or another. As I begin my spending plan for 2014, I'd like to know if there's any solid evidence of "grandfathering" so I know whether I need to shift my spending when I hit $2000. I know for a fact that I've received at least two $25 bonuses after the effective date of the change. If that continues, that's gravy, but I don't expect it. I'd like to know if anyone: Was an existing Cash+ cardholder prior to JUL 1. Spent more than $2000 on a 5% bonus category in Q3 or already in Q4 of this year. Received more than $100 (5% of $2000) cash back for that spending. Anyone? Bueller?