US Bank Cash+: What's the word on "grandfathering"?

Discussion in 'General Discussion | Credit Cards' started by Ed Chandler, Dec 3, 2013.

  1. Ed Chandler
    Original Member

    Ed Chandler Silver Member

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    Earlier this year, US Bank announced some changes to the earning structure of the Cash+ card that were to go into effect on JUL 1. Of greatest effect were:
    1. The $25 bonus on $100 redemptions would be limited to one per calendar year.
    2. The earnings on the 5% categories would be capped at $2000 of spend per quarter.
    At the time, there was anecdotal evidence that existing cardholders would be "grandfathered" to one extent or another. As I begin my spending plan for 2014, I'd like to know if there's any solid evidence of "grandfathering" so I know whether I need to shift my spending when I hit $2000.

    I know for a fact that I've received at least two $25 bonuses after the effective date of the change. If that continues, that's gravy, but I don't expect it.

    I'd like to know if anyone:
    1. Was an existing Cash+ cardholder prior to JUL 1.
    2. Spent more than $2000 on a 5% bonus category in Q3 or already in Q4 of this year.
    3. Received more than $100 (5% of $2000) cash back for that spending.
    Anyone? Bueller?

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