Question for teh board... We just got back from Germany and Austria, and had a surprisingly large number of vendors say they didn't want to take our Chase UA credit cards because they lacked chip and pin. I've experienced this on and off in the UK over the years, but never to this extent (cautious UK vendors would usually take a magnetic strip albeit reluctantly); to the point where we ended up using a lot more cash than intended. I sent Chase an email asking about availability of chip technology, and whether it was possible to have my UA card reissued with a chip; I'd happily pay to reissue the card if need be, I just want a single card that works everywhere I need it to. Plus, any reissue fee would likely be less than any ATM fees we spent or would spend in the future withdrawing cash for purchases that won't accept a card. The generic reply back basically said that UA cards are not and will not be available with chip, and that if I need that I should apply for a Sapphire card. Firstly, I'm not sure if this was just a tactic to get me to apply for another Chase card. Secondly, it doesn't make sense to me that they'd have no plans to chip a card that by definition is a travel card and will be used internationally where chip technology is everywhere. Fast forward to yesterday, when I bought BHTP for an upcoming trip, and Chase called to verify the charge. I mentioned to the fraud prevention agent my dilemma with no chip, and she informed me that ALL Chase cards will be issued with chip by the end of 2015. So I'm getting two different answers from two different sources. I'm inclined to think that the woman in fraud prevention may be more visible to credit card technology and Chase's roadmap for implementing something like chips... at least more visible than the customer service agent that's just reading a matrix of cards with their features. That said, I thought I'd ask if anyone else had heard anything on this... I know there's folks here that are far more on top of the myriad of credit card announcements. Thanks!