I have two Citi AA cards that have an annual fee coming up. One retention offer was a $95 statement credit with 5 purchases. Im keeping that card. The other card's retention offer I got was 3000 AA miles with $500 in spend. Not thrilled about it; does not make up for the fee. Can I cancel card two and move the credit limit over to card one? That way I don't lower my available credit and mess with my credit score ( I'm refinancing on my house in a month). Or do I suck it up and keep both cards as to not mess with my credit report when I have my refinancing coming up? Thoughts?