I know there are some other Dividend Miles Mastercard threads floating around out there, but I haven't seen any of my questions directly asked or answered, so maybe this thread can serve as a reference for others in the future (provide someone knows the answer to these questions!). I've been considering the Premier World Mastercard for a while, but have a few questions, including: Companion pass: The terms and conditions state: "The primary cardmember is eligible to receive one companion certificate valid for two $99 companion tickets." What the hell does that mean? I would only ever be traveling with my wife, so does that mean that I can get a companion ticket for her for $99 two different times? Or is that saying that you can get two $99 companion tickets, but you have to use them at the same time (meaning both $99 tickets are on top of one, and only one, fully paid ticket)? This is just horribly unclear language, and I would love some illumination. Basically, the question boils down to, if I get the card and travel with my wife, how many times in a year can I pay just $99 for her to travel with me? Going along with the above, the terms and conditions state: "Minimum fare purchase of $250 required." I'm assuming from the language that the actual fare has to be $250...meaning a $220 ticket with $30 in taxes/fees (for a total of $250) would not qualify? Am I understanding this correctly? Because if that's the case, you're actually looking at a $280/$290 minimum ticket requirement here, instead of $250. Blackout dates: The terms and conditions also state: "Other companion certificate restrictions apply including advance purchase requirements and black-out dates will be provided on the actual certificate." Ignoring the fact that the above is not a very well written sentence, does anyone have experience with what the blackout dates actually are? Is there no way to know when they are before you apply for the card and get the certificate? Cancelling the card: I hate to keep harping on the Terms and Conditions, but I'm a cautious person, and again, they state: "Failure to pay the Annual Fee...may result in Account closure and forfeiture of these benefits (it's saying this in relation to bonus miles, miles earned, etc)." This statement is actually in boldface in the Terms and Conditions. Does anyone have experience with losing your sign-up bonus or miles earned if you cancel the card before paying the annual fee? This sounds rather ominous, and I'm not about to play this game if they're going to yank miles from me, or mess with my Dividend Miles account a few months down the road, because I cancel 10 months in before paying a fee. I'm sure I'll think of something else soon, as this stuff is really not clear. Thanks to everyone for the help!