Hi everyone, first time poster here...hope this is the right forum. My SO and I recently moved into a new apartment that allows us to pay rent on a credit card (with no fees). We've always been a little "eh" on the "spend $X, get huge point bonus" CC offers in the past, because our non-rent spending is often quite low and it seemed like we'd have a hard time meeting the minimum spend requirement on many offers without pulling off a load of tricks. But now it seems like meeting at least a few minimum spends should be no problem, and I've been charged with the task of developing a plan. Yikes! Here's a run-down of our situation and goals: 1. We average about $2500/month in spending that can be charged. 2. Ideally, we would like to be able to travel once domestically per year (probably around Thanksgiving or Christmas, to visit family), and once internationally per year (top destinations right now are Latin America, New Zealand, and Southeast Asia). We would be flying out of SFO, if that makes a difference. At the moment our vacation time is limited so more travel than that is not really in the picture. 3. We both have pretty solid, if not amazing, credit scores (700-750 range). 4. If we somehow wind up with "too many" points for our travel needs, our preference would be to convert remaining points into cash back. I realize this is not always the "best" value for points redemption but it seems better than not redeeming at all! It seems like Ultimate Rewards from Chase are a nice one to go for as they are very flexible and you can combine points from different accounts. So I was thinking the Sapphire Preferred card for each of us is probably a good one to start with, and that I would probably pair that with an AMEX card of some kind (as we do most of our grocery shopping at costco....where AMEX is the card of choice). Does anyone have any advice on picking an AMEX card? I have a blue sky rewards card already. Ideally we would like cards with no annual fee or where the fee is waived for a year but I'm not sure how many of those there are. Anyway, any advice, suggestions on where to start, etc. would be much appreciated!