So I work in a very volatile industry where future employment is never guaranteed. Such an unpredictable work environment can make it nerve-wracking to spend large amounts of money. For example, I have extensive travel plans set up for next spring, but even with points and miles on my side, it involves a significant cash outlay -- a cash outlay that I won’t be comfortable spending should I get laid off. Does anybody have any experience or advice regarding, for lack of a better term, “travel layoff insurance?” Something that would reimburse me what I’ve already spent on flights, hotels and activities in the event I get laid off? Thanks.