Debating whether or not I need to buy additional travel insurance for my parents cruise. My dad is an authorized user on my CSP account, and the entire trip (air + hotel + cruise + transfers) will be paid with that authorized card; qualifying them for those travel insurance benefits. Now, do you recommend that I get additional travel insurance through one of those sites like TravelGuard or is the CSP Travel Insurance sufficient? I have always had additional insurance when I have traveled, but I never paid for it, since it was provided by the school I was traveling with. I have always had it when traveling, but never needed to file a claim. Trip Details: 200k United Miles used for *A Business Award 3 Nights at AVA Hotel and Suites in Athens 7 Night cruise on Princess Cruise Line 3 Nights at Waldorf Astoria in Rome (Hilton Award) Thanks for your help/advice!!