Ok, so i'm a very impatient person and can't wait for my statement to close before I find, out so I'm hoping some of you have had actual experience with this. I received my Sapphire Preferred in the mail yesterday, and hit my minimum spend today by booking my next 3 cruises for 2013. I took advantage of the current promotion of 6x points for cruises booked through the Ultimate Rewards travel. After I booked the cruises, I called USAA to book travel insurance on the 2 cruises. I'm curious to find out if Chase will classify the charge as "Travel" or "Insurance". I looked at the Blueprint and there appears to be a separate category for insurance but wasn't sure if the Blueprint categories is what Chase uses to determine bonuses. Because one of my Freedom charges last month showed up under "Gas convenience store charges" but I didn't get the quarterly 5% bonus. I was tempted to call Chase and ask why Blueprint classified it this way, but didn't bother since it wasn't really gas/convenience.