I just recently got into the points game (and Milepoint has been an amazing resource for information)! I got the British Airways Visa at the start of June and then the 2 browser trick for the AA Amex and MasterCard at the start of July. This was for me and then the same for my wife. I also have a Amex Blue Sky and Capitol One Visa Signature from the past and my wife has a Amex Blue Cash from the past (all about 2 years ago). I fly out of Chicago O'Hare or Midway. I don't travel that often (normally New England around Christmas time). I would like to go to Thailand in 2 years (a post Graduate school celebration)! I was planning on getting the SPG Amex and Chase Sapphire Preferred in the future because I always read how so many people love them and they are good for day to day spending. It seems that the cards I have currently aren't as good for daily spending? I have seen that I should wait 90 days in-between credit pulls and between applying for the same company. However, it seems that both of these offers right now are going to be gone (maybe the Sapphire) by the time my 90 days comes around in early September (September 10). I want the points but don't want to rush the time between applications. Do I even have an option to apply early? Will the Sapphire still be good come September? Is 60 days between Amex applications ok? Or do I need to wait the 90 days and just suck it up? Thanks for your help!