I have had the Chase Sapphire card for sometime now <well over a year> and maybe two months ago Hyatt card. Today in the mail I received an offer for the United MileagePlus for the "up to 65k bonus miles" offer. So my question.....since I got the mail offer, is it too soon to apply? I don't want a credit pull if they are going to reject me anyway. Does this constitute a call? I am thinking I should call them.