My wife and I have been talking about going out to San Francisco this summer and then driving up to Seattle (going along Hwy 101 and Humboldt Redwoods State Park). I'm still trying to find two good stopping points between Sand Fran and Seattle (Portland being one) but that is not the point of this post. We are thinking about doing two nights in San Fran and one or two in Seattle. I would love for it to be longer but it is for an extended weekend. I would prefer to not spend $700+ on hotels for 5 nights. I know that isn't too bad given the locations but I got in to this hobby so I would not have to do that. However, I don't want to use up too many of my UR points that I was going to use for Tokyo next summer. So I was thinking about buying Visa gift cards at OD, then loading them on to my Target Prepaid. The whole process would be about $122 for 30,000 Hyatt points. 30,000 Hyatt points would get me 2 nights in the Hyatt Regency SF or Hyatt at Fisherman's Wharf. Two nights is about $500-$600 for those places. Seems worth it to me right? $6.95 fee for $200 Visa Gift Card 15 cards with the fee would be $104.25 3 $3 load fees (one per each $1000) makes that $113.25 7 $1.25 ATM fees to withdraw the cash is $8.75 making the total: $122 Similar scenario for the Seattle stay... Thoughts? Update: Since I am a History teacher, I clearly can't do math. The $122 total would be for 15,000 Hyatt points. So $244 for a $600-$700 stay.