The annual fee is again due on my UA MP Select Visa, and I am once again struggling with the decision of whether or not to keep it. What have you folks done? Do any of you still have the card? I no longer put spending on this card, and the only two reasons I see to keep it are the annual 5,000 RDM and 5,000 PQM. In the past, the overwhelming appeal was the the EQM/PQM: more than once, this card made the difference between keeping 1K and not. In the last few years I've gotten MM status, and I've pretty much given up on getting higher UA status for now. And I lost the CC fee waiver that goes along with 1K status. I can imagine going for higher status again, but it's hard to see doing it soon. It is worth paying $95 for 5,000 RDM + the opportunity for 5k PQM in future years? For those who may not be familiar with it, the Select card offers 3x on UA spending, 2x on dining, gas, home improvement stores, and other star alliance carriers, and 1x on everything else. $95 annual fee. It does not include any of the perks of the explorer card, like lounge passes or making award tickets upgradeable. It also doesn't include the travel insurance cover that you get from Chase Sapphire Preferred.