Amex wants me to give them permission to get my records from the IRS to confirm some stuff. I don't feel comfortable doing that and the rep said that if I don't, my accounts will most likely be closed. I have two charge cards and an SPG with $4,000 limit...So if they close them, my ratio won't be affected at all so that doesn't concern me. Is there anything else that it can do? I'm guessing I won't be able to apply for AMEX cards anymore?