Folks, Nothing new here, just some observations made. With the rollout and soon to be the end of foreign exchange fees, I thought I'd share some of my experiences the last few months on multiple international business trips. A lot of hotels, restaurants and stores are trying to trick you in to charge your purchase in USD rather than local currency. Even if you have foreign exchange fees on your card, I would never recommend charging anything in USD. Here's why: I bought some duty free items in Frankfurt, the total was 349 Euros. I had the option of getting charged that or 496 USD (the USD amount shows up on the screen at most vendors). I chose Euro and it ended up posting as 459USD. the merchant charges a fee of 2-5% fee in addition to a really lousy exchange rate. The vendor was Heinemann, the largest duty free operator in Germany. At the Sheraton Brussels Airport, I had the option of being charged 155 USD or 108 Euros. I was charged 144USD on my credit card. A restaurant in Lichtenstein charged me in USD as a default on the machine. I declined to pay and they issued a refund and charged me in CHF and saved 8 USD on a 102 dollar bill. All in all, I've seen an up to over 10% premium charge by offering a "service" of charging in your own currency. So even with a 2-3% foreign exchange fee on your credit card, buyer beware and decline the generous offers from vendors out there.