Did you receive your share of the $48 billion worth of loyalty points issued this year? Review 2012′s top five airline credit card programs as rated by Smart Credit Choices to find out. 1. In the top spot this year is the loyalty program offered by the Capital One Ventures Rewards Credit Card. The two miles earned per dollar on every purchase, every day never expire and can be used to fly on any airline, any time with no blackout dates. You can also earn a bonus of 10,000 points when you spend $1,000 in the first three months. 2. The Citi Thank You Premier Rewards Card has many of the benefits of the Capital One Ventures Rewards Credit Card, except for the number of points you earn per dollar spent. For the first 24 months you earn two points per dollar spent. After that it drops to 1.2 points at select stores and one point at all remaining locations. 3. The third spot goes to Capital One VentureOne Rewards Credit Card. This card offers 1.25 miles per dollar on every purchase, every day. This card also has no interest until November 2013 and no annual fee. 4. Next is the Chase Sapphire Rewards Card. This card has a $95 annual fee which is waived the first year. You can earn a bonus of 40,000 miles by spending $3,000 in the first three months. 5. The last spot goes to Gold Delta Skymiles Credit Card from American Express. Get double miles for redeeming for a Delta flight. Also, when you travel Delta, your first bag is checked free. Don’t let your miles be apart of the $16 billion that expire each year. Track not only you credit card points but over 200 loyalty programs on your UsingMiles dashboard!