I had ~$175 in credits. I set some countries for auto lending as one my own personal goals is to lend to all countries listed on Kiva. Nigeria was on that list, but not any longer as I got to make 7 loans to Nigerians! (OMG this almost sounds like one of those scams lol) Not what I really had planned. Now, in order to have money available for other loans that are on my country list I have to either wait for payments or put more money in the account. Am I missing something in the auto loan area that will actually limit the number of loans to a country that is on that list? If not I guess I will either keep less money in my Kiva account or just not use the auto lending feature. For now I am removing any countries from the auto lending list….not that I have enough credit left to lend at the moment.