Hey there So a couple pretty basic questions. Firstly, right now I have 9 hard inquiries on my credit score. I've heard that those fall off after 2 years so does that mean without doing anything 2 years from it will say 2 or 3 or 4 because some just went by 2 years? Second, I know it's objective but I've opened like 5 cards recently, a couple very annoyed because they're kinda useless but I see people talking about having like 3-5 a quarter! So can I keep it going with no ill-effects? How many is too many in what time period? Thanks!