If I may be so bold, I'd like to initiate a referral thread for the two Starwood American Express cards. I couldn't find one on MP. Currently, the way this works is that I, or some other lucky MP member, will get 5K SPG points for every completed referral. The new cardholder, for their part, gets a 10K bonus for getting the card, and a 15K bonus for spending $5K on it within 6 months. These numbers are the same for business and personal. The referrer must have the same flavor of card (business or personal) to be able to make the referral. You can make a referral from this page often: http://www.americanexpress.com/refer (you'll see a link once you land there - sometimes you need to first login to Amex, then go to this link in a separate window) Other times, you have to login to your SPG account and find the referral links there, which bring you over to the Amex site. Anyway, if anyone needs a referral, I'm ready, and thanks in advance! And, other MPers with these cards, post away that you can do the referrals. Hopefully, we can keep these valuable points within the community.