So i was renting a car in Texas, and they wouldn't let me rent the car without purchasing insurance from them even though I was using a card that has the Auto Rental coverage (Visa CitiBusiness card) I don't have personal auto insurance (I don't own a car). He said that in TX, I need liability insurance, or else I can't drive, and the CC doesn't cover that. Is that correct? I've rented cars plenty of times in TX and other states/countries, and never had a problem with just declining the insurance. Here's the link to visa's car policy page I've read it all, and I guess it doesn't say it covers liability, but if so, then how come I could rent a car all those other times?