Ok so I received my new Marriott Rewards credit card today with "Smart Chip Technology". I've searched this message board and checked out the Chase CC website and am still trying to find an answer to a simple question.... What is so special about this Smart Chip Technology?? Chase's website only says this.... Chip and Signature Technology Embedded chip technology allows you to use your card for chip-based purchases in Europe and beyond, while still allowing you to use your card as you do at home. This new feature provides additional convenience and security when traveling abroad. Upon checking the few past posts on here about SC Technology, I gather that the only real advantage of having a chip in the card is that it will work at CC terminals in Europe which "sometimes" ONLY accept chip cards? Is this in fact the main advantage of having a chip? So that you can use it everywhere in Europe? Also, how does this chip provide, "security when traveling abroad"? What exactly about the chip allows my transactions to be safer? I dunno. I just don't get it. P.S. - as a side note, the Marriott Rewards card is actually made of metal or something....much heavier and interesting to carry. Unfortunately the allure of the metal is taken away by the botched "Marriott Rewards" stamp on the card. It actually looks rather cheap. What other CC's are made out of metal besides the VISA Black? Ok, no more questions from me! I turned one question into 4. Thanks folks in advance for your kind insight!