I thought I would start a new thread since I've gained more knowledge in this area, thanks to the expert folks of this forum. First all THANK YOU so much for being so informative and patient with all of my questions. I have questions about these two entities: Star Alliance (SA) and Chase Sapphire Preferred Credit Card (CSP) SA- It appears is the "Grand Poo Bah" holding spot of a lot of airlines under one category. CSP - Is a credit card that you can accumulate points towards some of the airlines that are under the SA umbrella. ie: Singapore Airlines and United. Let's say I have 40k because of the credit card intro bonus. It appears that with CSP that you redeem your airline points through their Ultimate Rewards Program site. Unfortunately, it appears that I can't access the site until I have a card - thus my upcoming questions. I am accumulating points with travel with United Airlines. Let's say I have 20K points/miles. If I use the CSP Ultimate Rewards Program, how do I combine my United 40K with the current 20k that I have now to use towards travel? Also, on the SA site it says that I can't transfer points between partner airlines. I've got 12,000 Turkish Airline points that I would love to move into the SA pot of points. Is there any loop hole that I don't know about to transfer those points.