Should you Downgrade to the No Annual Fee US Bank Club Carlson Rewards Visa Credit Card?

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  1. BoardingArea

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    (Hat Tip to Mike for the idea) Good morning everyone. A few days ago, I wrote US Bank Club Carlson Visa Signature and Business Cardholders Receiving Free Night E-Certificate (Different from Anniversary Night Certificates) which showed that US Bank / Club Carlson is sending out free night certificates to cardholders. I received a letter for my US Bank Club Carlson Premier Rewards Visa Signature Credit Card and my US Bank Club Carlson Business Rewards Visa Credit Card. Other readers commented that the no annual fee US Bank Club Carlson Rewards Visa Credit Card also received a free night certificate. That got me thinking... if everyone got a free night certificate, is the US Bank Club Carlson Premier Rewards Visa Signature Credit Card worth $75 more than the no annual fee US Bank Club Carlson Rewards Visa Credit Card? If you look at the Club Carlson credit card comparison page, you will only see the 3 versions that have annual fees. If you scroll all the way to the bottom of the page, click the link to view the no annual fee Club Carlson credit card.

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