So I apologize in advance if this has already been asked (I did search the forum prior to posting......), but I recently signed up for the Chase Sapphire Preferred card as it seemed like that was the card most people said I should at least have. So I will definitely get at least the 50k points from that, plus my normal spend, so my question is, what is the best way to use those points? Are there partners that allow you to transfer points at more than 1 to 1? Any good "tricks" to know about what is and isn't good value? I saw on some other sites that people get flamed for the cash back option as that isn't as valuable as XYZ, so thought I would reach out to the experts here and see how you guys are using your points! If this is off topic or something that has been discussed before - any help pointing me to that thread would be greatly appreciated!! Thanks in advance and happy new years to all!!