After a long year of clicking and survey taking I'm finally seeing the end of the tunnel for having enough MyPoints to start redeeming for something. One of my options is a $75 Hyatt certificate. However, I'm not sure what these certificates are. The Hyatt Gold Passport site talks about several kinds of gift cards and certificates. The type of certificate / card seems to limit what you can spend them on and also limits what properties take them. Has someone who has redeemed MyPoints for Hyatt certificates tell me what type of certificates these are? I don't stay at hotels very often, my first Hyatt stay will be one night this winter before a cruise. I'm trying to get a feel for whether the Hyatt certificate or 5000 United miles would be a better value redemption. Thanks in advance for any input.