I'm not sure if this is the correct forum to post this question, but since the question relates to applying for the SPG card with the new promotion, I thought I'd start here. Could someone tell me how long it takes for your credit score to update? About a week ago, I finally paid off 2 credit cards, that I've been working to payoff for awhile. I'm planning to apply for the SPG card finally, but want to make sure that my credit score reflects the updated payments on my old cards to give me the best odds that I get approved (my score before paying off the cards was a little over 700). But I'd like to apply for the card before the new promotion expires on Sept. 4. Anybody have any insight? Is there perhaps a way to facilitate the score updating faster (by calling a card company or something)? Any advice/insight appreciated. Thanks!