First time poster here and I have about a thousand questions. But I'll start out with just this one. I am considering applying for Chase Freedom and Unlimited. I don't have a CSP or CSR, but I do plan on applying to these later. I understand I cannot transfer 1:1 with travel partners if I don't have a CSP or CSR. My question is, can I still earn ultimate rewards with Freedom/Unlimited without a CSP/CSR. Once I get a CSP/CSR, I would like to combine the reward points I have saved from Freedom/Unlimited with bonus points with CSR/CSP.