I've gotten an offer from the Ritz Carlton to get their card again. The terms say that to be eligible, you can't be a current cardmember or be a "previous cardmember of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months." I held the card for all of 2012 and part of 2013 before I cancelled. I received my bonus in 2012, more than 24 months ago, but I cancelled in June of 2013, less than 24 months ago. Would I be eligible for the bonus? In other words, does the clock run against the month when I received the bonus points, or does it run against when I stopped having the card? I appreciate any insight from the experts! Thanks.