I had a realization that I'm sure others have thought of but that no one has posted yet. My most frequently used cards now are the Starwood AMEX and the Chase Sapphire Reserve. Other than the massive sign-up bonus, the Sapphire is great as it gives you 3 times the points for dining and travel. But--- if you really crave Marriott points, it seems you can now use the Starwood AMEX and basically get 3 Marriott points for ALL spending as you can transfer one Starwood point for three Marriott Rewards points! One of the complaints about the Starwood card is that there are no bonus categories but for Marriott lovers, now everything is a bonus category! Am I missing something?