I liked the idea at first, nice to see interest bid down and borrowers getting the best possible deal. A bit frustrating to get outbid though, if it is only by a tiny percent. (If a significant reduction in interest rates, it's great) So, to keep it fun, I propose an outbid hitlist. I already do this, as I am spiteful and evil anyway. If someone outbids me, I look for loans they made that I can outbid them back by a hundredth of a percent. Just to be a pain But perhaps this can be more fun if done as a group. Thoughts?