I've just learnt that my wife's approximately US$25k equivalent student loan (from a non US$ country) can be paid using either a Mastercard or Visa without incurring a cc fee. We have the $25k ready to pay this off, and intend to use a no FX fee credit card (or cards) to do so. Initially I was thinking I'd throw it all on my BA card, to get close to the 30k spend requirement for the free companion voucher. But I've already met the 2.5k min spend, so the companion voucher would be the only benefit here. Probably makes sense to spread it around instead, and try to max out signup bonuses. What are some good non fx fee MC or Visa offers right now? Is it only Chase that offers these? If there arent enough non fx fee cards, perhaps it even makes sense to sign up for fee cards, and pay some fx fees on just their minimum spend requirements. I already have the personal cards (and have met min spend) for: AA Citi Visa, Chase Marriott Premier Visa, Chase United Visa, US Air MC. Any other ideas here?