Oldest credit card account.

Discussion in 'General Discussion | Credit Cards' started by delff128, Sep 14, 2012.  |  Print Topic

  1. delff128

    delff128 Silver Member

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    Post the age and card type of your oldest and most venerable credit card account.

    - 5 years, Brooks Brothers Platinum MasterCard
     
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  2. Steven Schwartz
    Original Member

    Steven Schwartz Gold Member

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    Green AMEX, since replaced up the ladder many times, but original issue was 1972. A bit disappointed I didn't get any acknowledgement for a 40th anniversary!
     
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  3. Sweet Willie
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    Sweet Willie Gold Member

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    same here, since mid '80's. I've never seen the benefit of uptiering, so I have the same green AMEX.
     
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  4. gleff
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    gleff Co-founder

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    United Visa since the 90s
     
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  5. Drobik

    Drobik Gold Member

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    Was carrying an Amex linked to my father's account for a while that had an issue year on it substantially before when I was born, that was fun :) Sadly now it is just my own '96 green Amex.
     
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  6. servo

    servo Silver Member

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    Navy Federal Credit Union Platinum Visa - it's only 4 years old (none of my prior ones were worth keeping, and I didn't really know about the benefits of holding onto aged cards back then), but with no balance xfer fees and they typically run low APR promos on xfers as well, which was a life saver when climbing out of debt (I'll be debt free next month after a real estate - landlord deal went afoul in 2007). If only I had known about the frequent flier game back then....
     
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  7. Billiken
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    Billiken Silver Member

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    American Express (Gold): When I was in college AMEX had a promo for graduating college seniors that if you had a job paying at least $15k you qualified for the green card.

    MEMBER SINCE 1982
     
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  8. boondr

    boondr Gold Member

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    USAA Total Rewards World MasterCard 2000
     
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  9. icurhere2
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    icurhere2 Gold Member

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    My oldest has been through a number of iterations and various bank holding companies but is now a Citi Dividend, since 1994.
     
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  10. Drobik

    Drobik Gold Member

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    This is almost certainly a stupid question, but since I brought it up earlier, it occurred to me I don't know the answer: I no longer have the card, but when I had a credit card in my name, but linked to my father's account, would that have helped the average age on my credit report (and thus boosted my score), as he had the card for many decades prior to my obtaining the linked card?
     
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  11. jbcarioca
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    jbcarioca Gold Member

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    Mine is now a Chase Sapphire but it started in 1967 as a Unicard (which eventually was converted to Visa in 1973) and went through many product transformations. My runner up was an American express card that I opening in 1969, but i have long since closed that one.
     
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  12. edekba

    edekba Gold Member

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    Yes I believe so.

    Mine is an Amex which I no longer have but since 1996. Now all my Amex says since 1996, but on my credit report that age doesnt come up :(
     
  13. servo

    servo Silver Member

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    If you were considered a joint, then it would help your credit - if you were an authorized user, then I don't believe it shows up at all on your credit. It's an important distinction.
     
  14. edekba

    edekba Gold Member

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    Weird when I added my mom as an auth (united card) it showed up
     
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  15. misterbwong

    misterbwong Silver Member

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    This happened with my wife as well as an AU. AFAIK it can show up on authorized users' reports but shouldn't count "against" them
     
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  16. DJP_707
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    DJP_707 Silver Member

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    AMEX cardmember since "1987"
     
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  17. NYCAdventurer

    NYCAdventurer Gold Member

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    Was MBNA LL Bean Card, converted to BOA World Master Card, 1996. Goes unused!
     
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  18. daninstl

    daninstl Gold Member

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    Commerce bank kc royals rewards MasterCard I've had since the late 1980s

    My dad has a sears card he's had since the early 60's which about the oldest I've ever seen.
     
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  19. daninstl

    daninstl Gold Member

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    So it moved directly over to visa or as it a bankamericard prior to the visa name change. No biggie just wondering?
     
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  20. jbcarioca
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    jbcarioca Gold Member

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    It was a BankAmericard for a few months, as were the Barclaycard and Sumitomocard. Irellevantly I worked on the project that eventually changed the name to Visa.
     
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  21. ducster
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    ducster Gold Member

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    American Express- Member since 1990. Started Green, went to Gold, now platinum. I'll admit to being a bonus MR whore.
     
  22. marcwint55

    marcwint55 Gold Member

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    AMEX Centurion since 1972. Started out as green, then platinum, then centurion.
     
  23. daemon14

    daemon14 Gold Member

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    Oldest on my CR is 2007 as an Amex AU.

    Oldest personal card is 2008 -- I signed up for a Citi card the first day that I legally could.
     
  24. smashup

    smashup Silver Member

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    Cybergold Visa -> MBNA -> Bank of America since 1999
     
  25. Sweet Willie
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    Sweet Willie Gold Member

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    Actually authorized users were able to benefit from someone's pristine credit profile only a couple years back. But then the sleazy credit repair folks learned this trick so they actually convinced folks with pristine credit to allow an authroized user (with crappy credit) on an account together. I never found out how much the pristine credit folks made or what their angle was for allowing a person w/crappy credit to be an authorized user but the folks with crappy credit saw their scores shoot up dramatically, it was a huge benefit to them.

    As a result the folks that create consumers scores (primarily FICO corp) did not allow authorized user to have an effect on a consumers credit score, hence eliminating the 'bonus' effect. At least that was the last I had heard of this.
     
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