number of hard inquiries

Discussion in 'Other Credit Card Programs' started by Jane Chan, Apr 29, 2012.  |  Print Topic

  1. Jane Chan

    Jane Chan Member

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    When applying for credit cards, does Chase count the non-credit card hard inquiries as well? I have 11 hard inquiries for Experian within the last 2 years, 2 are for Verizon and Time Warner in February 2012.

    So as far as Experian, only 2 hard inquries for credit cards which are both from Chase within the last 6 months. Am I good to go for another one?

    OR

    Should I freeze Experian and Equifax and only allow TransUnion which has one hard inquiry in 3 years or allow Chase to see Equifax only which has only one hard inquiry within last 6 months?

    I know I will have to give up my BA CL for new application. I already have 6 personal and 1 Biz from Chase Bank.

    Thanks in advance
     

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