I've never rented a car out of country and was wondering if I could get some advice from the friendly folks here. I'm trying to plan a trip to Iceland this fall and would like to rent a car. I know my Amex has an option for me to make it's rental coverage primary, but it will only cover the car I'm renting. I also know my auto insurance here in the US won't provide any coverage out of the country. How do I go about getting liability coverage (to pay for the other person's car in case of an at fault accident)? The CDW that most rental car companies offer seem to also only cover the rental. Oh, one other question -- is there a cost effective way to use Ultimate Reward or Membership Reward points for a rental? Converting them into say United then renting a car seems like a waste of points. Any help would be greatly appreciated!!