Here is my story: I had signed up a couple of times many years ago for the USAirways cards a couple of times but had no idea how far one could take signing up for cards and bonuses until a year or so ago. Around that time, I stumbled upon TPG at the right time and discovered the BA 100k credit card signup. My wife and I both signed up and I have been a causal lurker of TPG, MP, etc ever since. I really haven't been able to take advantage of credit card churning because I have traditionally had a fair amount of credit card debt due to opening my own office a few years back, etc. I will have those cards paid off this year and am looking forward to getting into the game in the near future, though I hate having missed out on the Mint. After getting the BA signup, I began looking a BA rewards and was horribly disappointed to see that "free" tickets had huge fees ($300+) and questioned the value of the awards. Fortunately after lurking on the travel sites I soon discovered that many times the value of FF miles lies in using them on a partner airline or for some other use.... Hence, I am pleased to say that I just booked a 9 day trip to Costa Rica in May using 120k of my wife 130k balance via American Airlines. I haven't decided where to stay while we are there or what to do, other than I intend on visiting a couple of different areas during that time. I plan to do a churn later this fall to get some hotel points and free nights for our trip, and when that time comes, I will be back asking for advice. Now, I must decide what to do with my 130k in BA. I also have 130k in USAirways and she has 90k. I'm not sure why I am worried about getting more miles, but as I am sure you understand, I just know that I need them.