Hello, I am looking for guidance on what is best or where to start my journey in collecting points and ultimate rewards to plan a trip in 2016. My wife had a few suggestions such as France, Hawaii, Europe, Turks Caicos, Dubai, etc. Flying from TX, USA. Whats the best credit card to get for the better value for right now because I will have to spend extra $5K within next 4 weeks so need a new card now. I will also apply for the 100K-150K AMEX business platinum card around Nov considering I will have an expense in January for about $15K.