Hello All, I am a Newbie with a passion for travel. I graduated college over 2 years ago with a lot of debt and 3 CC and no job. Needless to say my credit went downhill in the 6 months it took me to get work. I've been working solid for almost 2 years however my credit is still a wreck. It's slowly improving, but since I have settled and past delinquent accounts I do not get approved for credit cards. I'm signed up with reward programs for airlines and hotels, but is there any other way I could increase my reward points when I travel. I only travel for leisure and my goal is to get enough reward points for a trip to Europe.